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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Somerset, KY · FDIC certificate #11358
CUMBERLAND SECURITY BANK INC is an FDIC-insured institution based in Somerset, KY (FDIC certificate #11358). In its Q3 2026 Call Report it reported total assets of $438M, total deposits of $376M and net loans of $342M. Its primary federal regulator is FDIC.
Reported facts
CUMBERLAND SECURITY BANK INC (FDIC certificate #11358) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $438M |
|---|---|
| Total deposits | $376M |
| Net loans and leases | $342M |
| Return on assets | 4.29% |
| Return on equity | 31.43% |
| Net interest margin | 6.09% |
| Quarterly asset change | 4.37% |
| Quarterly deposit change | 4.50% |
Plain-language readout
CUMBERLAND SECURITY BANK INC in Somerset, KY reported total assets of $438M, total deposits of $376M and net loans of $342M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 4.29%, a return on equity of 31.43%, a net interest margin of 6.09%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $438M | $376M | $342M | 4.29% | 31.43% | 6.09% |
| Q2 2026 | $420M | $359M | $337M | 4.50% | 33.21% | 6.33% |
| Q1 2026 | $417M | $358M | $343M | 3.89% | 29.29% | 5.71% |
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