Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Somerset, KY · FDIC certificate #11358
CUMBERLAND SECURITY BANK INC is an FDIC-insured institution based in Somerset, KY (FDIC certificate #11358). In its Q3 2026 Call Report it reported total assets of $438M, total deposits of $376M and net loans of $342M. Its primary federal regulator is FDIC.
Plain-language readout
CUMBERLAND SECURITY BANK INC has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $438M in Q3 2026 and were lowest at $417M in Q1 2026.
Total deposits were highest at $376M in Q3 2026 and lowest at $358M in Q1 2026.
Over the whole period total assets rose 5.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $438M | $376M | $342M | 4.29% | 31.43% | 6.09% |
| Q2 2026 | $420M | $359M | $337M | 4.50% | 33.21% | 6.33% |
| Q1 2026 | $417M | $358M | $343M | 3.89% | 29.29% | 5.71% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $438M | $376M | $342M | 4.29% | 31.43% | 6.09% |
| 2026-06-30 | $420M | $359M | $337M | 4.50% | 33.21% | 6.33% |
| 2026-03-31 | $417M | $358M | $343M | 3.89% | 29.29% | 5.71% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| KY | $358M | 0.29% | 61 | Continuing · +0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.