Regulatory profile
Rice Lake, WI · FDIC certificate #17162
DAIRY STATE BANK is an FDIC-insured institution based in Rice Lake, WI (FDIC certificate #17162). In its Q3 2026 Call Report it reported total assets of $709M, total deposits of $614M and net loans of $389M. Its primary federal regulator is FDIC.
Reported facts
DAIRY STATE BANK (FDIC certificate #17162) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $709M |
|---|---|
| Total deposits | $614M |
| Net loans and leases | $389M |
| Return on assets | 1.08% |
| Return on equity | 9.88% |
| Net interest margin | 3.09% |
| Quarterly asset change | -2.95% |
| Quarterly deposit change | -2.62% |
Plain-language readout
DAIRY STATE BANK in Rice Lake, WI reported total assets of $709M, total deposits of $614M and net loans of $389M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.08%, a return on equity of 9.88%, a net interest margin of 3.09%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $709M | $614M | $389M | 1.08% | 9.88% | 3.09% |
| Q2 2026 | $730M | $630M | $393M | 1.04% | 9.61% | 2.99% |
| Q1 2026 | $750M | $645M | $387M | 0.87% | 8.22% | 2.93% |
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