Regulatory profile
Rice Lake, WI · FDIC certificate #17162
DAIRY STATE BANK is an FDIC-insured institution based in Rice Lake, WI (FDIC certificate #17162). In its Q3 2026 Call Report it reported total assets of $709M, total deposits of $614M and net loans of $389M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for DAIRY STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $614M |
|---|---|
| Net loans and leases | $389M |
Plain-language readout
DAIRY STATE BANK in Rice Lake, WI funds its loans with $614M of deposits and holds $389M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for DAIRY STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 63.41% in Q3 2026, against 60.04% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $389M | $614M | 63.41% |
| Q2 2026 | $393M | $630M | 62.36% |
| Q1 2026 | $387M | $645M | 60.04% |