Regulatory profile
FDIC certificate #15200
Reported performance
Risk & capital
Deterministic ratios from the Q2 2026 filing, not a composite risk rating. Full detail and peer context: Portfolio & funding →
Advanced risk & capital analytics
Every figure below is either reused unchanged from an already-validated ratio elsewhere on this site or computed fresh from this institution's own reported Call Report filings — none of it is estimated or fabricated when an input is missing; the gap is shown as "Unavailable" instead.
| Domain | Score | Metrics available |
|---|---|---|
| Capital | Unavailable | 0 / 2 |
| Asset quality | Unavailable | 0 / 2 |
| Earnings | 66.2 | 3 / 3 |
| Liquidity | Unavailable | 0 / 2 |
The OptimaYield Composite Score is OptimaYield's own, independently derived estimate, computed entirely from this institution's own publicly reported Call Report and FDIC financial figures. It is not a supervisory rating, is not derived from confidential examination data, was not produced or reviewed by any bank regulator, and is not equivalent to, does not approximate, and is not a substitute for any regulatory assessment of an institution's safety and soundness. It reflects only the capital, asset-quality, earnings and liquidity dimensions that can be computed from already-published figures -- it does not, and cannot, capture management quality or interest-rate sensitivity, both of which require information this composite has no access to.
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No reviewed development is available. This does not establish that no event occurred.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Peer interpretation
Under $1B asset cohort · 3246 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Recent trend: fewer than two compatible published periods. Inspect history availability →
Full profile
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