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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Decorah, IA · FDIC certificate #15200
DECORAH BANK&TRUST CO is an FDIC-insured institution based in Decorah, IA (FDIC certificate #15200). In its Q3 2026 Call Report it reported total assets of $782M, total deposits of $694M and net loans of $575M. Its primary federal regulator is FDIC.
Reported facts
DECORAH BANK&TRUST CO (FDIC certificate #15200) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $782M |
|---|---|
| Total deposits | $694M |
| Net loans and leases | $575M |
| Return on assets | 1.71% |
| Return on equity | 17.00% |
| Net interest margin | 3.94% |
| Quarterly asset change | -1.52% |
| Quarterly deposit change | -0.09% |
Plain-language readout
DECORAH BANK&TRUST CO in Decorah, IA reported total assets of $782M, total deposits of $694M and net loans of $575M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.71%, a return on equity of 17.00%, a net interest margin of 3.94%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $782M | $694M | $575M | 1.71% | 17.00% | 3.94% |
| Q2 2026 | $794M | $695M | $570M | 1.67% | 16.34% | 3.88% |
| Q1 2026 | $780M | $680M | $564M | 1.52% | 14.82% | 3.84% |
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