Regulatory profile
Vidalia, LA · FDIC certificate #26564
DELTA BANK is an FDIC-insured institution based in Vidalia, LA (FDIC certificate #26564). In its Q3 2026 Call Report it reported total assets of $640M, total deposits of $576M and net loans of $438M. Its primary federal regulator is FDIC.
Reported facts
DELTA BANK (FDIC certificate #26564) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $640M |
|---|---|
| Total deposits | $576M |
| Net loans and leases | $438M |
| Return on assets | 1.94% |
| Return on equity | 19.83% |
| Net interest margin | 4.29% |
| Quarterly asset change | 1.27% |
| Quarterly deposit change | 3.16% |
Plain-language readout
DELTA BANK in Vidalia, LA reported total assets of $640M, total deposits of $576M and net loans of $438M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.94%, a return on equity of 19.83%, a net interest margin of 4.29%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $640M | $576M | $438M | 1.94% | 19.83% | 4.29% |
| Q2 2026 | $632M | $558M | $471M | 1.93% | 19.54% | 4.31% |
| Q1 2026 | $618M | $556M | $441M | 1.88% | 18.96% | 4.32% |
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