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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Vidalia, LA · FDIC certificate #26564
DELTA BANK is an FDIC-insured institution based in Vidalia, LA (FDIC certificate #26564). In its Q3 2026 Call Report it reported total assets of $640M, total deposits of $576M and net loans of $438M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for DELTA BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $576M |
|---|---|
| Net loans and leases | $438M |
Plain-language readout
DELTA BANK in Vidalia, LA funds its loans with $576M of deposits and holds $438M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for DELTA BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 76.00% in Q3 2026, against 79.31% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $438M | $576M | 76.00% |
| Q2 2026 | $471M | $558M | 84.34% |
| Q1 2026 | $441M | $556M | 79.31% |