Regulatory profile
Rochester, MN · FDIC certificate #34171
EAGLE ROCK BANK is an FDIC-insured institution based in Rochester, MN (FDIC certificate #34171). In its Q3 2026 Call Report it reported total assets of $518M, total deposits of $416M and net loans of $430M. Its primary federal regulator is FDIC.
Reported facts
EAGLE ROCK BANK (FDIC certificate #34171) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $518M |
|---|---|
| Total deposits | $416M |
| Net loans and leases | $430M |
| Return on assets | 1.33% |
| Return on equity | 11.93% |
| Net interest margin | 4.46% |
| Quarterly asset change | 1.94% |
| Quarterly deposit change | -1.21% |
Plain-language readout
EAGLE ROCK BANK in Rochester, MN reported total assets of $518M, total deposits of $416M and net loans of $430M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.33%, a return on equity of 11.93%, a net interest margin of 4.46%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $518M | $416M | $430M | 1.33% | 11.93% | 4.46% |
| Q2 2026 | $508M | $421M | $431M | 1.17% | 10.61% | 4.10% |
| Q1 2026 | $280M | $230M | $210M | 1.05% | 9.76% | 4.00% |
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