Regulatory profile
Rochester, MN · FDIC certificate #34171
EAGLE ROCK BANK is an FDIC-insured institution based in Rochester, MN (FDIC certificate #34171). In its Q3 2026 Call Report it reported total assets of $518M, total deposits of $416M and net loans of $430M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for EAGLE ROCK BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $416M |
|---|---|
| Net loans and leases | $430M |
Plain-language readout
EAGLE ROCK BANK in Rochester, MN funds its loans with $416M of deposits and holds $430M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for EAGLE ROCK BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 103.55% in Q3 2026, against 90.97% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $430M | $416M | 103.55% |
| Q2 2026 | $431M | $421M | 102.44% |
| Q1 2026 | $210M | $230M | 90.97% |