Regulatory profile
New York, NY · FDIC certificate #57834
EMIGRANT MERCANTILE BANK is an FDIC-insured institution based in New York, NY (FDIC certificate #57834). In its Q3 2026 Call Report it reported total assets of $4M, total deposits of $500K and net loans of $0. Its primary federal regulator is FDIC.
Reported facts
EMIGRANT MERCANTILE BANK (FDIC certificate #57834) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $4M |
|---|---|
| Total deposits | $500K |
| Net loans and leases | $0 |
| Return on assets | 0.31% |
| Return on equity | 0.36% |
| Net interest margin | 3.26% |
| Quarterly asset change | 0.40% |
| Quarterly deposit change | 0.00% |
Plain-language readout
EMIGRANT MERCANTILE BANK in New York, NY reported total assets of $4M, total deposits of $500K and net loans of $0 in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.31%, a return on equity of 0.36%, a net interest margin of 3.26%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $4M | $500K | $0 | 0.31% | 0.36% | 3.26% |
| Q2 2026 | $3M | $500K | $0 | 0.29% | 0.34% | 3.22% |
| Q1 2026 | $3M | $500K | $0 | -0.23% | -0.27% | 3.23% |
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