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Data through Q3 2026 · 4,200 institutions
Regulatory profile
New York, NY · FDIC certificate #57834
EMIGRANT MERCANTILE BANK is an FDIC-insured institution based in New York, NY (FDIC certificate #57834). In its Q3 2026 Call Report it reported total assets of $4M, total deposits of $500K and net loans of $0. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for EMIGRANT MERCANTILE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $500K |
|---|---|
| Net loans and leases | $0 |
Plain-language readout
EMIGRANT MERCANTILE BANK in New York, NY funds its loans with $500K of deposits and holds $0 of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for EMIGRANT MERCANTILE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 0.00% in Q3 2026, against 0.00% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $0 | $500K | 0.00% |
| Q2 2026 | $0 | $500K | 0.00% |
| Q1 2026 | $0 | $500K | 0.00% |