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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Berlin, WI · FDIC certificate #15779
FARMERS&MERCHANTS BANK is an FDIC-insured institution based in Berlin, WI (FDIC certificate #15779). In its Q3 2026 Call Report it reported total assets of $1.0B, total deposits of $840M and net loans of $793M. Its primary federal regulator is FED.
Reported facts
FARMERS&MERCHANTS BANK (FDIC certificate #15779) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $1.0B |
|---|---|
| Total deposits | $840M |
| Net loans and leases | $793M |
| Return on assets | 1.05% |
| Return on equity | 12.51% |
| Net interest margin | 3.46% |
| Quarterly asset change | 5.80% |
| Quarterly deposit change | 7.09% |
Plain-language readout
FARMERS&MERCHANTS BANK in Berlin, WI reported total assets of $1.0B, total deposits of $840M and net loans of $793M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.05%, a return on equity of 12.51%, a net interest margin of 3.46%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.0B | $840M | $793M | 1.05% | 12.51% | 3.46% |
| Q2 2026 | $949M | $785M | $730M | 1.23% | 14.23% | 3.42% |
| Q1 2026 | $949M | $823M | $722M | 1.19% | 14.14% | 3.34% |
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