Regulatory profile
Berlin, WI · FDIC certificate #15779
FARMERS&MERCHANTS BANK is an FDIC-insured institution based in Berlin, WI (FDIC certificate #15779). In its Q3 2026 Call Report it reported total assets of $1.0B, total deposits of $840M and net loans of $793M. Its primary federal regulator is FED.
Plain-language readout
FARMERS&MERCHANTS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $1.0B in Q3 2026 and were lowest at $949M in Q1 2026.
Total deposits were highest at $840M in Q3 2026 and lowest at $785M in Q2 2026.
Over the whole period total assets rose 5.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.0B | $840M | $793M | 1.05% | 12.51% | 3.46% |
| Q2 2026 | $949M | $785M | $730M | 1.23% | 14.23% | 3.42% |
| Q1 2026 | $949M | $823M | $722M | 1.19% | 14.14% | 3.34% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $1.0B | $840M | $793M | 1.05% | 12.51% | 3.46% |
| 2026-06-30 | $949M | $785M | $730M | 1.23% | 14.23% | 3.42% |
| 2026-03-31 | $949M | $823M | $722M | 1.19% | 14.14% | 3.34% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WI | $832.3M | 0.41% | 34 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.