Regulatory profile
Holly Hill, SC · FDIC certificate #1660
FARMERS&MERCHANTS BANK OF SC is an FDIC-insured institution based in Holly Hill, SC (FDIC certificate #1660). In its Q3 2026 Call Report it reported total assets of $442M, total deposits of $381M and net loans of $122M. Its primary federal regulator is FDIC.
Reported facts
FARMERS&MERCHANTS BANK OF SC (FDIC certificate #1660) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $442M |
|---|---|
| Total deposits | $381M |
| Net loans and leases | $122M |
| Return on assets | 1.60% |
| Return on equity | 12.10% |
| Net interest margin | 3.94% |
| Quarterly asset change | 6.84% |
| Quarterly deposit change | 8.53% |
Plain-language readout
FARMERS&MERCHANTS BANK OF SC in Holly Hill, SC reported total assets of $442M, total deposits of $381M and net loans of $122M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.60%, a return on equity of 12.10%, a net interest margin of 3.94%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $442M | $381M | $122M | 1.60% | 12.10% | 3.94% |
| Q2 2026 | $414M | $351M | $122M | 1.80% | 13.76% | 4.14% |
| Q1 2026 | $476M | $414M | $123M | 2.02% | 16.36% | 4.34% |
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