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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Holly Hill, SC · FDIC certificate #1660
FARMERS&MERCHANTS BANK OF SC is an FDIC-insured institution based in Holly Hill, SC (FDIC certificate #1660). In its Q3 2026 Call Report it reported total assets of $442M, total deposits of $381M and net loans of $122M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FARMERS&MERCHANTS BANK OF SC from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $381M |
|---|---|
| Net loans and leases | $122M |
Plain-language readout
FARMERS&MERCHANTS BANK OF SC in Holly Hill, SC funds its loans with $381M of deposits and holds $122M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FARMERS&MERCHANTS BANK OF SC in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 32.16% in Q3 2026, against 29.77% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $122M | $381M | 32.16% |
| Q2 2026 | $122M | $351M | 34.67% |
| Q1 2026 | $123M | $414M | 29.77% |