Loading bank profile
Regulatory profile
Chambersburg, PA · FDIC certificate #8405 · RSSD 289515
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $1.9B | $1.6B | 1.27% | 15.37% | 3.64% |
| 2026-03-31 | $2.3B | $1.9B | $1.6B | 1.28% | 15.56% | 3.59% |
| 2025-12-31 | $2.2B | $1.8B | $1.6B | 1.06% | 14.23% | 3.44% |
| 2025-09-30 | $2.3B | $1.9B | $1.5B | 1.02% | 14.03% | 3.36% |
| 2025-06-30 | $2.3B | $1.9B | $1.5B | 0.99% | 13.88% | 3.25% |
| 2025-03-31 | $2.3B | $1.9B | $1.4B | 0.81% | 11.55% | 3.11% |
| 2024-12-31 | $2.2B | $1.8B | $1.4B | 0.65% | 8.99% | 3.16% |
| 2024-09-30 | $2.2B | $1.7B | $1.4B | 0.81% | 11.11% | 3.18% |
| 2024-06-30 | $2.0B | $1.6B | $1.3B | 0.78% | 10.72% | 3.19% |
| 2024-03-31 | $2.0B | $1.6B | $1.3B | 0.83% | 11.29% | 3.18% |
| 2023-12-31 | $1.8B | $1.5B | $1.2B | 0.89% | 12.25% | 3.47% |
| 2023-09-30 | $1.8B | $1.6B | $1.2B | 0.89% | 12.43% | 3.47% |
| 2023-06-30 | $1.7B | $1.5B | $1.1B | 0.84% | 11.48% | 3.45% |
| 2023-03-31 | $1.7B | $1.5B | $1.1B | 0.85% | 11.75% | 3.43% |
| 2022-12-31 | $1.7B | $1.6B | $1.0B | 0.97% | 13.23% | 3.27% |
| 2022-09-30 | $1.8B | $1.7B | $1.0B | 0.95% | 12.95% | 3.09% |
| 2022-06-30 | $1.8B | $1.7B | $1.0B | 0.86% | 10.98% | 2.91% |
| 2022-03-31 | $1.8B | $1.6B | $1.0B | 0.80% | 9.54% | 2.75% |
| 2021-12-31 | $1.8B | $1.6B | $1.0B | 1.30% | 14.53% | 3.07% |
| 2021-09-30 | $1.7B | $1.6B | $1.0B | 1.42% | 15.88% | 3.10% |
| 2021-06-30 | $1.7B | $1.5B | $1.0B | 1.38% | 15.38% | 3.12% |
| 2021-03-31 | $1.6B | $1.4B | $1.0B | 1.35% | 15.02% | 3.19% |
| 2020-12-31 | $1.5B | $1.4B | $1.0B | 1.02% | 10.75% | 3.57% |
| 2020-09-30 | $1.5B | $1.4B | $1.0B | 0.91% | 9.54% | 3.56% |
| 2020-06-30 | $1.4B | $1.3B | $1.0B | 0.83% | 8.50% | 3.63% |
| 2020-03-31 | $1.3B | $1.1B | $0.9B | 0.67% | 6.67% | 3.66% |
| 2019-12-31 | $1.3B | $1.1B | $0.9B | 1.31% | 13.37% | 3.75% |
| 2019-09-30 | $1.3B | $1.2B | $0.9B | 1.26% | 12.94% | 3.78% |
| 2019-06-30 | $1.3B | $1.1B | $1.0B | 1.15% | 11.74% | 3.79% |
| 2019-03-31 | $1.2B | $1.1B | $1.0B | 1.15% | 11.68% | 3.78% |
| 2018-12-31 | $1.2B | $1.1B | $1.0B | 0.60% | 6.19% | 3.79% |
| 2018-09-30 | $1.2B | $1.1B | $1.0B | 0.35% | 3.60% | 3.77% |
| 2018-06-30 | $1.2B | $1.1B | $1.0B | -0.20% | -2.08% | 3.73% |
| 2018-03-31 | $1.2B | $1.0B | $0.9B | 1.26% | 12.82% | 3.65% |
| 2017-12-31 | $1.2B | $1.0B | $0.9B | 0.26% | 2.47% | 3.61% |
| 2017-09-30 | $1.2B | $1.0B | $0.9B | 1.18% | 11.17% | 3.60% |
| 2017-06-30 | $1.1B | $1.0B | $0.9B | 1.20% | 11.45% | 3.60% |
| 2017-03-31 | $1.1B | $1.0B | $0.9B | 1.14% | 10.96% | 3.50% |
| 2016-12-31 | $1.1B | $1.0B | $0.9B | 0.81% | 7.63% | 3.58% |
| 2016-09-30 | $1.1B | $1.0B | $0.8B | 0.85% | 8.02% | 3.58% |
| 2016-06-30 | $1.1B | $1.0B | $0.8B | 0.87% | 8.15% | 3.59% |
| 2016-03-31 | $1.1B | $1.0B | $0.8B | 1.09% | 10.20% | 3.67% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1118238 · 1984-01-16 to current
2008-11-29RSSD 2738325 → 289515 · code 1
2006-07-01RSSD 966919 → 289515 · code 1
1995-04-29RSSD 799416 → 289515 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.