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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #8405 · RSSD 289515
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Farmers and Merchants Trust Company of Chambersburg changed deposits by 61267 USD thousands and market share by 0.388329 points in Cumberland County, PA
Source ↗Farmers and Merchants Trust Company of Chambersburg changed deposits by 6469 USD thousands and market share by 0.002977 points in MD
Source ↗Farmers and Merchants Trust Company of Chambersburg changed deposits by 299713 USD thousands and market share by 0.052131 points in PA
Source ↗Farmers and Merchants Trust Company of Chambersburg entered the reported county market in Dauphin County, PA
Source ↗Farmers and Merchants Trust Company of Chambersburg changed deposits by 5322 USD thousands and market share by 0.550795 points in Huntingdon County, PA
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Chambersburg | PA | 7 | 1 | Unavailable |
| Carlisle | PA | 3 | 0 | Unavailable |
| Hagerstown | MD | 1 | 0 | Unavailable |
| Boiling Springs | PA | 1 | 0 | Unavailable |
| Camp Hill | PA | 1 | 0 | Unavailable |
| Greencastle | PA | 1 | 0 | Unavailable |
| Hamilton Township | PA | 1 | 0 | Unavailable |
| Harrisburg | PA | 1 | 0 | Unavailable |
| Hustontown | PA | 1 | 0 | Unavailable |
| Marion | PA | 1 | 0 | Unavailable |
| Mcconnellsburg | PA | 1 | 0 | Unavailable |
| Mechanicsburg | PA | 1 | 0 | Unavailable |
| Mont Alto | PA | 1 | 0 | Unavailable |
| Newville | PA | 1 | 0 | Unavailable |
| Orbisonia | PA | 1 | 0 | Unavailable |
| Shippensburg | PA | 1 | 0 | Unavailable |
| Waynesboro | PA | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2008-11-29: RSSD 2738325 → 289515 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 3 structure changes are on record for this entity; see History & events for the full list.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1118238 · 1984-01-16 to current
Unresolved entityRSSD 3149946 · 2012-03-30 to current
Unresolved entityRSSD 1489200 · 1985-09-23 to 2004-03-09
2008-11-29RSSD 2738325 → 289515 · code 1
2006-07-01RSSD 966919 → 289515 · code 1
1995-04-29RSSD 799416 → 289515 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.3B | $1.9B | $1.6B | 1.27% | 15.37% | 3.64% |
| 2026-03-31 | $2.3B | $1.9B | $1.6B | 1.28% | 15.56% | 3.59% |
| 2025-12-31 | $2.2B | $1.8B | $1.6B | 1.06% | 14.23% | 3.44% |
| 2025-09-30 | $2.3B | $1.9B | $1.5B | 1.02% | 14.03% | 3.36% |
| 2025-06-30 | $2.3B | $1.9B | $1.5B | 0.99% | 13.88% | 3.25% |
| 2025-03-31 | $2.3B | $1.9B | $1.4B | 0.81% | 11.55% | 3.11% |
| 2024-12-31 | $2.2B | $1.8B | $1.4B | 0.65% | 8.99% | 3.16% |
| 2024-09-30 | $2.2B | $1.7B | $1.4B | 0.81% | 11.11% | 3.18% |
| 2024-06-30 | $2.0B | $1.6B | $1.3B | 0.78% | 10.72% | 3.19% |
| 2024-03-31 | $2.0B | $1.6B | $1.3B | 0.83% | 11.29% | 3.18% |
| 2023-12-31 | $1.8B | $1.5B | $1.2B | 0.89% | 12.25% | 3.47% |
| 2023-09-30 | $1.8B | $1.6B | $1.2B | 0.89% | 12.43% | 3.47% |
| 2023-06-30 | $1.7B | $1.5B | $1.1B | 0.84% | 11.48% | 3.45% |
| 2023-03-31 | $1.7B | $1.5B | $1.1B | 0.85% | 11.75% | 3.43% |
| 2022-12-31 | $1.7B | $1.6B | $1.0B | 0.97% | 13.23% | 3.27% |
| 2022-09-30 | $1.8B | $1.7B | $1.0B | 0.95% | 12.95% | 3.09% |
| 2022-06-30 | $1.8B | $1.7B | $1.0B | 0.86% | 10.98% | 2.91% |
| 2022-03-31 | $1.8B | $1.6B | $1.0B | 0.80% | 9.54% | 2.75% |
| 2021-12-31 | $1.8B | $1.6B | $1.0B | 1.30% | 14.53% | 3.07% |
| 2021-09-30 | $1.7B | $1.6B | $1.0B | 1.42% | 15.88% | 3.10% |
| 2021-06-30 | $1.7B | $1.5B | $1.0B | 1.38% | 15.38% | 3.12% |
| 2021-03-31 | $1.6B | $1.4B | $1.0B | 1.35% | 15.02% | 3.19% |
| 2020-12-31 | $1.5B | $1.4B | $1.0B | 1.02% | 10.75% | 3.57% |
| 2020-09-30 | $1.5B | $1.4B | $1.0B | 0.91% | 9.54% | 3.56% |
| 2020-06-30 | $1.4B | $1.3B | $1.0B | 0.83% | 8.50% | 3.63% |
| 2020-03-31 | $1.3B | $1.1B | $0.9B | 0.67% | 6.67% | 3.66% |
| 2019-12-31 | $1.3B | $1.1B | $0.9B | 1.31% | 13.37% | 3.75% |
| 2019-09-30 | $1.3B | $1.2B | $0.9B | 1.26% | 12.94% | 3.78% |
| 2019-06-30 | $1.3B | $1.1B | $1.0B | 1.15% | 11.74% | 3.79% |
| 2019-03-31 | $1.2B | $1.1B | $1.0B | 1.15% | 11.68% | 3.78% |
| 2018-12-31 | $1.2B | $1.1B | $1.0B | 0.60% | 6.19% | 3.79% |
| 2018-09-30 | $1.2B | $1.1B | $1.0B | 0.35% | 3.60% | 3.77% |
| 2018-06-30 | $1.2B | $1.1B | $1.0B | -0.20% | -2.08% | 3.73% |
| 2018-03-31 | $1.2B | $1.0B | $0.9B | 1.26% | 12.82% | 3.65% |
| 2017-12-31 | $1.2B | $1.0B | $0.9B | 0.26% | 2.47% | 3.61% |
| 2017-09-30 | $1.2B | $1.0B | $0.9B | 1.18% | 11.17% | 3.60% |
| 2017-06-30 | $1.1B | $1.0B | $0.9B | 1.20% | 11.45% | 3.60% |
| 2017-03-31 | $1.1B | $1.0B | $0.9B | 1.14% | 10.96% | 3.50% |
| 2016-12-31 | $1.1B | $1.0B | $0.9B | 0.81% | 7.63% | 3.58% |
| 2016-09-30 | $1.1B | $1.0B | $0.8B | 0.85% | 8.02% | 3.58% |
| 2016-06-30 | $1.1B | $1.0B | $0.8B | 0.87% | 8.15% | 3.59% |
| 2016-03-31 | $1.1B | $1.0B | $0.8B | 1.09% | 10.20% | 3.67% |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $1.9B | 0.33% | 37 | Continuing · +0.05 pp |
| MD | $25.6M | 0.01% | 68 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.