Regulatory profile
Russell, KY · FDIC certificate #8122
FIRST&PEOPLES BANK&TRUST CO is an FDIC-insured institution based in Russell, KY (FDIC certificate #8122). In its Q3 2026 Call Report it reported total assets of $197M, total deposits of $184M and net loans of $88M. Its primary federal regulator is FDIC.
Reported facts
FIRST&PEOPLES BANK&TRUST CO (FDIC certificate #8122) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $197M |
|---|---|
| Total deposits | $184M |
| Net loans and leases | $88M |
| Return on assets | -0.53% |
| Return on equity | -7.20% |
| Net interest margin | 3.14% |
| Quarterly asset change | -4.84% |
| Quarterly deposit change | -3.47% |
Plain-language readout
FIRST&PEOPLES BANK&TRUST CO in Russell, KY reported total assets of $197M, total deposits of $184M and net loans of $88M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.53%, a return on equity of -7.20%, a net interest margin of 3.14%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $197M | $184M | $88M | -0.53% | -7.20% | 3.14% |
| Q2 2026 | $207M | $191M | $88M | -0.48% | -6.23% | 3.07% |
| Q1 2026 | $209M | $193M | $85M | -0.56% | -7.24% | 2.99% |
Loading financial topics…