Regulatory profile
Russell, KY · FDIC certificate #8122
FIRST&PEOPLES BANK&TRUST CO is an FDIC-insured institution based in Russell, KY (FDIC certificate #8122). In its Q3 2026 Call Report it reported total assets of $197M, total deposits of $184M and net loans of $88M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST&PEOPLES BANK&TRUST CO has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $209M in Q1 2026 and were lowest at $197M in Q3 2026.
Total deposits were highest at $193M in Q1 2026 and lowest at $184M in Q3 2026.
Over the whole period total assets fell 5.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $197M | $184M | $88M | -0.53% | -7.20% | 3.14% |
| Q2 2026 | $207M | $191M | $88M | -0.48% | -6.23% | 3.07% |
| Q1 2026 | $209M | $193M | $85M | -0.56% | -7.24% | 2.99% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $197M | $184M | $88M | -0.53% | -7.20% | 3.14% |
| 2026-06-30 | $207M | $191M | $88M | -0.48% | -6.23% | 3.07% |
| 2026-03-31 | $209M | $193M | $85M | -0.56% | -7.24% | 2.99% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| KY | $196.5M | 0.16% | 97 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.