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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Russell, KY · FDIC certificate #8122
FIRST&PEOPLES BANK&TRUST CO is an FDIC-insured institution based in Russell, KY (FDIC certificate #8122). In its Q3 2026 Call Report it reported total assets of $197M, total deposits of $184M and net loans of $88M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST&PEOPLES BANK&TRUST CO from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $184M |
|---|---|
| Net loans and leases | $88M |
Plain-language readout
FIRST&PEOPLES BANK&TRUST CO in Russell, KY funds its loans with $184M of deposits and holds $88M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST&PEOPLES BANK&TRUST CO in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 47.95% in Q3 2026, against 44.02% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $88M | $184M | 47.95% |
| Q2 2026 | $88M | $191M | 45.93% |
| Q1 2026 | $85M | $193M | 44.02% |