Regulatory profile
Mccomb, MS · FDIC certificate #5907
FIRST BANK is an FDIC-insured institution based in Mccomb, MS (FDIC certificate #5907). In its Q3 2026 Call Report it reported total assets of $574M, total deposits of $495M and net loans of $388M. Its primary federal regulator is FDIC.
Reported facts
FIRST BANK (FDIC certificate #5907) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $574M |
|---|---|
| Total deposits | $495M |
| Net loans and leases | $388M |
| Return on assets | 1.66% |
| Return on equity | 12.41% |
| Net interest margin | 4.07% |
| Quarterly asset change | 1.94% |
| Quarterly deposit change | 2.05% |
Plain-language readout
FIRST BANK in Mccomb, MS reported total assets of $574M, total deposits of $495M and net loans of $388M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.66%, a return on equity of 12.41%, a net interest margin of 4.07%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $574M | $495M | $388M | 1.66% | 12.41% | 4.07% |
| Q2 2026 | $563M | $485M | $382M | 1.58% | 11.72% | 4.04% |
| Q1 2026 | $558M | $479M | $371M | 1.47% | 10.68% | 4.01% |
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