Regulatory profile
Mccomb, MS · FDIC certificate #5907
FIRST BANK is an FDIC-insured institution based in Mccomb, MS (FDIC certificate #5907). In its Q3 2026 Call Report it reported total assets of $574M, total deposits of $495M and net loans of $388M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $574M in Q3 2026 and were lowest at $558M in Q1 2026.
Total deposits were highest at $495M in Q3 2026 and lowest at $479M in Q1 2026.
Over the whole period total assets rose 2.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $574M | $495M | $388M | 1.66% | 12.41% | 4.07% |
| Q2 2026 | $563M | $485M | $382M | 1.58% | 11.72% | 4.04% |
| Q1 2026 | $558M | $479M | $371M | 1.47% | 10.68% | 4.01% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $574M | $495M | $388M | 1.66% | 12.41% | 4.07% |
| 2026-06-30 | $563M | $485M | $382M | 1.58% | 11.72% | 4.04% |
| 2026-03-31 | $558M | $479M | $371M | 1.47% | 10.68% | 4.01% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MS | $473.5M | 0.59% | 27 | Continuing · -0.04 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.