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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cambridge, NE · FDIC certificate #10637
FIRST CENTRAL BANK is an FDIC-insured institution based in Cambridge, NE (FDIC certificate #10637). In its Q3 2026 Call Report it reported total assets of $145M, total deposits of $123M and net loans of $109M. Its primary federal regulator is FDIC.
Reported facts
FIRST CENTRAL BANK (FDIC certificate #10637) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $145M |
|---|---|
| Total deposits | $123M |
| Net loans and leases | $109M |
| Return on assets | 1.34% |
| Return on equity | 11.87% |
| Net interest margin | 4.19% |
| Quarterly asset change | 5.30% |
| Quarterly deposit change | 4.43% |
Plain-language readout
FIRST CENTRAL BANK in Cambridge, NE reported total assets of $145M, total deposits of $123M and net loans of $109M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.34%, a return on equity of 11.87%, a net interest margin of 4.19%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $145M | $123M | $109M | 1.34% | 11.87% | 4.19% |
| Q2 2026 | $138M | $118M | $105M | 1.34% | 11.80% | 4.21% |
| Q1 2026 | $138M | $116M | $99M | 1.27% | 11.36% | 4.29% |
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