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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cambridge, NE · FDIC certificate #10637
FIRST CENTRAL BANK is an FDIC-insured institution based in Cambridge, NE (FDIC certificate #10637). In its Q3 2026 Call Report it reported total assets of $145M, total deposits of $123M and net loans of $109M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST CENTRAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $123M |
|---|---|
| Net loans and leases | $109M |
Plain-language readout
FIRST CENTRAL BANK in Cambridge, NE funds its loans with $123M of deposits and holds $109M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST CENTRAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 89.08% in Q3 2026, against 85.52% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $109M | $123M | 89.08% |
| Q2 2026 | $105M | $118M | 89.34% |
| Q1 2026 | $99M | $116M | 85.52% |