Regulatory profile
Los Angeles, CA · FDIC certificate #24332
FIRST CREDIT BANK is an FDIC-insured institution based in Los Angeles, CA (FDIC certificate #24332). In its Q3 2026 Call Report it reported total assets of $546M, total deposits of $288M and net loans of $398M. Its primary federal regulator is FDIC.
Reported facts
FIRST CREDIT BANK (FDIC certificate #24332) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $546M |
|---|---|
| Total deposits | $288M |
| Net loans and leases | $398M |
| Return on assets | 4.60% |
| Return on equity | 9.89% |
| Net interest margin | 6.49% |
| Quarterly asset change | 5.77% |
| Quarterly deposit change | 8.52% |
Plain-language readout
FIRST CREDIT BANK in Los Angeles, CA reported total assets of $546M, total deposits of $288M and net loans of $398M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 4.60%, a return on equity of 9.89%, a net interest margin of 6.49%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $546M | $288M | $398M | 4.60% | 9.89% | 6.49% |
| Q2 2026 | $516M | $265M | $399M | 4.37% | 9.29% | 6.65% |
| Q1 2026 | $505M | $258M | $383M | 3.65% | 7.74% | 6.51% |
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