Regulatory profile
Los Angeles, CA · FDIC certificate #24332
FIRST CREDIT BANK is an FDIC-insured institution based in Los Angeles, CA (FDIC certificate #24332). In its Q3 2026 Call Report it reported total assets of $546M, total deposits of $288M and net loans of $398M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST CREDIT BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $288M |
|---|---|
| Net loans and leases | $398M |
Plain-language readout
FIRST CREDIT BANK in Los Angeles, CA funds its loans with $288M of deposits and holds $398M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST CREDIT BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 138.18% in Q3 2026, against 148.42% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $398M | $288M | 138.18% |
| Q2 2026 | $399M | $265M | 150.35% |
| Q1 2026 | $383M | $258M | 148.42% |