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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Sheridan, WY · FDIC certificate #29537
FIRST FEDERAL BANK&TRUST is an FDIC-insured institution based in Sheridan, WY (FDIC certificate #29537). In its Q3 2026 Call Report it reported total assets of $616M, total deposits of $546M and net loans of $481M. Its primary federal regulator is OCC.
Reported facts
FIRST FEDERAL BANK&TRUST (FDIC certificate #29537) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $616M |
|---|---|
| Total deposits | $546M |
| Net loans and leases | $481M |
| Return on assets | 0.72% |
| Return on equity | 6.78% |
| Net interest margin | 3.75% |
| Quarterly asset change | -0.81% |
| Quarterly deposit change | -1.07% |
Plain-language readout
FIRST FEDERAL BANK&TRUST in Sheridan, WY reported total assets of $616M, total deposits of $546M and net loans of $481M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.72%, a return on equity of 6.78%, a net interest margin of 3.75%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $616M | $546M | $481M | 0.72% | 6.78% | 3.75% |
| Q2 2026 | $621M | $552M | $479M | 0.68% | 6.47% | 3.69% |
| Q1 2026 | $632M | $564M | $480M | 0.58% | 5.54% | 3.58% |
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