Regulatory profile
Sheridan, WY · FDIC certificate #29537
FIRST FEDERAL BANK&TRUST is an FDIC-insured institution based in Sheridan, WY (FDIC certificate #29537). In its Q3 2026 Call Report it reported total assets of $616M, total deposits of $546M and net loans of $481M. Its primary federal regulator is OCC.
Plain-language readout
FIRST FEDERAL BANK&TRUST has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $632M in Q1 2026 and were lowest at $616M in Q3 2026.
Total deposits were highest at $564M in Q1 2026 and lowest at $546M in Q3 2026.
Over the whole period total assets fell 2.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $616M | $546M | $481M | 0.72% | 6.78% | 3.75% |
| Q2 2026 | $621M | $552M | $479M | 0.68% | 6.47% | 3.69% |
| Q1 2026 | $632M | $564M | $480M | 0.58% | 5.54% | 3.58% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $616M | $546M | $481M | 0.72% | 6.78% | 3.75% |
| 2026-06-30 | $621M | $552M | $479M | 0.68% | 6.47% | 3.69% |
| 2026-03-31 | $632M | $564M | $480M | 0.58% | 5.54% | 3.58% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WY | $505.5M | 2.38% | 14 | Continuing · -0.04 pp |
| MT | $36.4M | 0.10% | 43 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.