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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Pascagoula, MS · FDIC certificate #30812
FIRST FS&LA is an FDIC-insured institution based in Pascagoula, MS (FDIC certificate #30812). In its Q3 2026 Call Report it reported total assets of $384M, total deposits of $283M and net loans of $309M. Its primary federal regulator is OCC.
Reported facts
FIRST FS&LA (FDIC certificate #30812) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $384M |
|---|---|
| Total deposits | $283M |
| Net loans and leases | $309M |
| Return on assets | 0.44% |
| Return on equity | 4.66% |
| Net interest margin | 2.65% |
| Quarterly asset change | 0.64% |
| Quarterly deposit change | 2.45% |
Plain-language readout
FIRST FS&LA in Pascagoula, MS reported total assets of $384M, total deposits of $283M and net loans of $309M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.44%, a return on equity of 4.66%, a net interest margin of 2.65%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $384M | $283M | $309M | 0.44% | 4.66% | 2.65% |
| Q2 2026 | $381M | $276M | $307M | 0.42% | 4.49% | 2.63% |
| Q1 2026 | $378M | $271M | $308M | 0.43% | 4.62% | 2.60% |
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