Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Pascagoula, MS · FDIC certificate #30812
FIRST FS&LA is an FDIC-insured institution based in Pascagoula, MS (FDIC certificate #30812). In its Q3 2026 Call Report it reported total assets of $384M, total deposits of $283M and net loans of $309M. Its primary federal regulator is OCC.
Plain-language readout
FIRST FS&LA has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $384M in Q3 2026 and were lowest at $378M in Q1 2026.
Total deposits were highest at $283M in Q3 2026 and lowest at $271M in Q1 2026.
Over the whole period total assets rose 1.7%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $384M | $283M | $309M | 0.44% | 4.66% | 2.65% |
| Q2 2026 | $381M | $276M | $307M | 0.42% | 4.49% | 2.63% |
| Q1 2026 | $378M | $271M | $308M | 0.43% | 4.62% | 2.60% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $384M | $283M | $309M | 0.44% | 4.66% | 2.65% |
| 2026-06-30 | $381M | $276M | $307M | 0.42% | 4.49% | 2.63% |
| 2026-03-31 | $378M | $271M | $308M | 0.43% | 4.62% | 2.60% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MS | $247.2M | 0.31% | 50 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.