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Data through Q3 2026 · 4,200 institutions
Regulatory profile
San Rafael, CA · FDIC certificate #31406
FIRST FS&LA OF SAN RAFAEL is an FDIC-insured institution based in San Rafael, CA (FDIC certificate #31406). In its Q3 2026 Call Report it reported total assets of $212M, total deposits of $166M and net loans of $192M. Its primary federal regulator is OCC.
Reported facts
FIRST FS&LA OF SAN RAFAEL (FDIC certificate #31406) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $212M |
|---|---|
| Total deposits | $166M |
| Net loans and leases | $192M |
| Return on assets | 0.14% |
| Return on equity | 0.75% |
| Net interest margin | 3.02% |
| Quarterly asset change | -4.38% |
| Quarterly deposit change | -6.72% |
Plain-language readout
FIRST FS&LA OF SAN RAFAEL in San Rafael, CA reported total assets of $212M, total deposits of $166M and net loans of $192M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.14%, a return on equity of 0.75%, a net interest margin of 3.02%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $212M | $166M | $192M | 0.14% | 0.75% | 3.02% |
| Q2 2026 | $222M | $178M | $194M | 0.09% | 0.51% | 2.96% |
| Q1 2026 | $220M | $176M | $197M | 0.10% | 0.52% | 2.99% |
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