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Data through Q3 2026 · 4,200 institutions
Regulatory profile
San Rafael, CA · FDIC certificate #31406
FIRST FS&LA OF SAN RAFAEL is an FDIC-insured institution based in San Rafael, CA (FDIC certificate #31406). In its Q3 2026 Call Report it reported total assets of $212M, total deposits of $166M and net loans of $192M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST FS&LA OF SAN RAFAEL from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $166M |
|---|---|
| Net loans and leases | $192M |
Plain-language readout
FIRST FS&LA OF SAN RAFAEL in San Rafael, CA funds its loans with $166M of deposits and holds $192M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST FS&LA OF SAN RAFAEL in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 115.47% in Q3 2026, against 111.64% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $192M | $166M | 115.47% |
| Q2 2026 | $194M | $178M | 108.56% |
| Q1 2026 | $197M | $176M | 111.64% |