Regulatory profile
Fairfax, MN · FDIC certificate #5142
FIRST NB OF FAIRFAX is an FDIC-insured institution based in Fairfax, MN (FDIC certificate #5142). In its Q3 2026 Call Report it reported total assets of $34M, total deposits of $21M and net loans of $9M. Its primary federal regulator is OCC.
Reported facts
FIRST NB OF FAIRFAX (FDIC certificate #5142) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $34M |
|---|---|
| Total deposits | $21M |
| Net loans and leases | $9M |
| Return on assets | 1.06% |
| Return on equity | 2.76% |
| Net interest margin | 3.75% |
| Quarterly asset change | -3.67% |
| Quarterly deposit change | -6.52% |
Plain-language readout
FIRST NB OF FAIRFAX in Fairfax, MN reported total assets of $34M, total deposits of $21M and net loans of $9M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.06%, a return on equity of 2.76%, a net interest margin of 3.75%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $34M | $21M | $9M | 1.06% | 2.76% | 3.75% |
| Q2 2026 | $36M | $22M | $9M | 1.10% | 2.90% | 3.84% |
| Q1 2026 | $35M | $21M | $9M | 1.34% | 3.53% | 3.77% |
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