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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Fairfax, MN · FDIC certificate #5142
FIRST NB OF FAIRFAX is an FDIC-insured institution based in Fairfax, MN (FDIC certificate #5142). In its Q3 2026 Call Report it reported total assets of $34M, total deposits of $21M and net loans of $9M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for FIRST NB OF FAIRFAX from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $21M |
|---|---|
| Net loans and leases | $9M |
Plain-language readout
FIRST NB OF FAIRFAX in Fairfax, MN funds its loans with $21M of deposits and holds $9M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST NB OF FAIRFAX in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 44.22% in Q3 2026, against 44.47% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $9M | $21M | 44.22% |
| Q2 2026 | $9M | $22M | 42.77% |
| Q1 2026 | $9M | $21M | 44.47% |