Regulatory profile
Gainesville, TX · FDIC certificate #15511 · RSSD 435750
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.9B | $1.7B | $0.9B | 0.80% | 9.52% | 4.06% |
| 2026-03-31 | $1.8B | $1.6B | $1.0B | 0.73% | 8.70% | 4.03% |
| 2025-12-31 | $1.8B | $1.6B | $1.0B | 1.18% | 16.25% | 3.67% |
| 2025-09-30 | $1.8B | $1.7B | $1.0B | 1.29% | 18.53% | 3.50% |
| 2025-06-30 | $1.8B | $1.6B | $0.9B | 1.98% | 30.07% | 3.33% |
| 2025-03-31 | $1.8B | $1.6B | $0.9B | 0.50% | 8.07% | 3.24% |
| 2024-12-31 | $1.8B | $1.7B | $0.9B | 0.16% | 2.75% | 3.00% |
| 2024-09-30 | $1.7B | $1.6B | $0.9B | 0.42% | 7.19% | 2.96% |
| 2024-06-30 | $1.7B | $1.5B | $0.9B | 0.35% | 6.39% | 2.89% |
| 2024-03-31 | $1.8B | $1.6B | $0.9B | 0.29% | 5.54% | 2.82% |
| 2023-12-31 | $1.8B | $1.5B | $0.9B | 0.36% | 7.23% | 2.96% |
| 2023-09-30 | $1.7B | $1.5B | $0.8B | 0.35% | 7.28% | 3.00% |
| 2023-06-30 | $1.6B | $1.5B | $0.8B | 0.45% | 8.79% | 3.08% |
| 2023-03-31 | $1.7B | $1.6B | $0.8B | 0.46% | 8.97% | 3.09% |
| 2022-12-31 | $1.7B | $1.5B | $0.8B | 0.86% | 15.17% | 3.38% |
| 2022-09-30 | $1.6B | $1.5B | $0.8B | 0.85% | 14.40% | 3.36% |
| 2022-06-30 | $1.7B | $1.6B | $0.8B | 0.79% | 12.10% | 3.26% |
| 2022-03-31 | $1.6B | $1.5B | $0.7B | 0.62% | 8.55% | 3.14% |
| 2021-12-31 | $1.6B | $1.5B | $0.7B | 1.02% | 11.37% | 3.51% |
| 2021-09-30 | $1.5B | $1.4B | $0.7B | 1.01% | 11.01% | 3.61% |
| 2021-06-30 | $1.5B | $1.3B | $0.7B | 1.07% | 11.50% | 3.73% |
| 2021-03-31 | $1.4B | $1.3B | $0.8B | 1.30% | 13.83% | 3.94% |
| 2020-12-31 | $1.3B | $1.2B | $0.7B | 1.19% | 12.12% | 3.64% |
| 2020-09-30 | $1.3B | $1.2B | $0.7B | 1.30% | 13.34% | 3.71% |
| 2020-06-30 | $1.3B | $1.1B | $0.7B | 1.49% | 15.32% | 3.82% |
| 2020-03-31 | $1.2B | $1.0B | $0.6B | 0.91% | 9.50% | 3.93% |
| 2019-12-31 | $1.1B | $1.0B | $0.6B | 1.13% | 12.28% | 3.95% |
| 2019-09-30 | $1.1B | $1.0B | $0.6B | 1.15% | 12.61% | 3.94% |
| 2019-06-30 | $1.1B | $1.0B | $0.6B | 1.11% | 12.40% | 3.93% |
| 2019-03-31 | $1.1B | $1.0B | $0.6B | 1.06% | 12.12% | 3.91% |
| 2018-12-31 | $1.1B | $1.0B | $0.6B | 1.29% | 15.62% | 3.88% |
| 2018-09-30 | $1.1B | $1.0B | $0.6B | 1.32% | 16.18% | 3.83% |
| 2018-06-30 | $1.1B | $0.9B | $0.6B | 1.29% | 15.75% | 3.77% |
| 2018-03-31 | $1.1B | $1.0B | $0.6B | 1.12% | 13.51% | 3.71% |
| 2017-12-31 | $1.1B | $1.0B | $0.5B | 1.27% | 14.24% | 3.68% |
| 2017-09-30 | $1.1B | $1.0B | $0.5B | 1.27% | 14.16% | 3.67% |
| 2017-06-30 | $1.0B | $0.9B | $0.5B | 1.26% | 13.94% | 3.68% |
| 2017-03-31 | $1.0B | $0.9B | $0.5B | 1.47% | 16.54% | 3.82% |
| 2016-12-31 | $1.0B | $0.9B | $0.5B | 1.26% | 13.03% | 3.54% |
| 2016-09-30 | $1.0B | $0.9B | $0.5B | 1.28% | 12.95% | 3.51% |
| 2016-03-31 | $1.0B | $0.9B | $0.5B | 1.19% | 12.29% | 3.46% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1132243 · 2008-11-15 to current
Unmatched RSSD entityRSSD 1831078 · 1991-02-27 to 2008-11-14
Unmatched RSSD entityRSSD 1132243 · 1985-09-12 to 1991-02-26
2015-01-31RSSD 3280335 → 435750 · code 1
2008-04-25RSSD 870968 → 435750 · code 9
1996-07-01RSSD 251259 → 435750 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.