Regulatory profile
FDIC certificate #15511 · RSSD 435750
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
First State Bank changed deposits by 14950 USD thousands and market share by 0.183882 points in McLennan County, TX
Source ↗First State Bank changed deposits by 2730 USD thousands and market share by 0.172475 points in Montague County, TX
Source ↗First State Bank changed deposits by 7990 USD thousands and market share by -0.642941 points in Cooke County, TX
Source ↗First State Bank changed deposits by 111674 USD thousands and market share by 0.003992 points in TX
Source ↗First State Bank changed deposits by 62346 USD thousands and market share by 1.501804 points in Grayson County, TX
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Gainesville | TX | 3 | 1 | Unavailable |
| Denton | TX | 2 | 0 | Unavailable |
| Celina | TX | 1 | 0 | Unavailable |
| Decatur | TX | 1 | 0 | Unavailable |
| Denison | TX | 1 | 0 | Unavailable |
| Muenster | TX | 1 | 0 | Unavailable |
| Roanoke | TX | 1 | 0 | Unavailable |
| Saint Jo | TX | 1 | 0 | Unavailable |
| Sherman | TX | 1 | 0 | Unavailable |
| Waco | TX | 1 | 0 | Unavailable |
| Whitesboro | TX | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2015-01-31: RSSD 3280335 → 435750 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 3 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1132243 · 2008-11-15 to current
Unresolved entityRSSD 1831078 · 1991-02-27 to 2008-11-14
Unresolved entityRSSD 1132243 · 1985-09-12 to 1991-02-26
Unresolved entityRSSD 6144607 · 2026-03-27 to current
Unresolved entityRSSD 3260494 · 2007-06-30 to current
Unresolved entityRSSD 3260494 · 2003-12-16 to 2007-06-29
Unresolved entityRSSD 1968077 · 1988-10-26 to 1994-12-15
2015-01-31RSSD 3280335 → 435750 · code 1
2008-04-25RSSD 870968 → 435750 · code 9
1996-07-01RSSD 251259 → 435750 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.9B | $1.7B | $0.9B | 0.80% | 9.52% | 4.06% |
| 2026-03-31 | $1.8B | $1.6B | $1.0B | 0.73% | 8.70% | 4.03% |
| 2025-12-31 | $1.8B | $1.6B | $1.0B | 1.18% | 16.25% | 3.67% |
| 2025-09-30 | $1.8B | $1.7B | $1.0B | 1.29% | 18.53% | 3.50% |
| 2025-06-30 | $1.8B | $1.6B | $0.9B | 1.98% | 30.07% | 3.33% |
| 2025-03-31 | $1.8B | $1.6B | $0.9B | 0.50% | 8.07% | 3.24% |
| 2024-12-31 | $1.8B | $1.7B | $0.9B | 0.16% | 2.75% | 3.00% |
| 2024-09-30 | $1.7B | $1.6B | $0.9B | 0.42% | 7.19% | 2.96% |
| 2024-06-30 | $1.7B | $1.5B | $0.9B | 0.35% | 6.39% | 2.89% |
| 2024-03-31 | $1.8B | $1.6B | $0.9B | 0.29% | 5.54% | 2.82% |
| 2023-12-31 | $1.8B | $1.5B | $0.9B | 0.36% | 7.23% | 2.96% |
| 2023-09-30 | $1.7B | $1.5B | $0.8B | 0.35% | 7.28% | 3.00% |
| 2023-06-30 | $1.6B | $1.5B | $0.8B | 0.45% | 8.79% | 3.08% |
| 2023-03-31 | $1.7B | $1.6B | $0.8B | 0.46% | 8.97% | 3.09% |
| 2022-12-31 | $1.7B | $1.5B | $0.8B | 0.86% | 15.17% | 3.38% |
| 2022-09-30 | $1.6B | $1.5B | $0.8B | 0.85% | 14.40% | 3.36% |
| 2022-06-30 | $1.7B | $1.6B | $0.8B | 0.79% | 12.10% | 3.26% |
| 2022-03-31 | $1.6B | $1.5B | $0.7B | 0.62% | 8.55% | 3.14% |
| 2021-12-31 | $1.6B | $1.5B | $0.7B | 1.02% | 11.37% | 3.51% |
| 2021-09-30 | $1.5B | $1.4B | $0.7B | 1.01% | 11.01% | 3.61% |
| 2021-06-30 | $1.5B | $1.3B | $0.7B | 1.07% | 11.50% | 3.73% |
| 2021-03-31 | $1.4B | $1.3B | $0.8B | 1.30% | 13.83% | 3.94% |
| 2020-12-31 | $1.3B | $1.2B | $0.7B | 1.19% | 12.12% | 3.64% |
| 2020-09-30 | $1.3B | $1.2B | $0.7B | 1.30% | 13.34% | 3.71% |
| 2020-06-30 | $1.3B | $1.1B | $0.7B | 1.49% | 15.32% | 3.82% |
| 2020-03-31 | $1.2B | $1.0B | $0.6B | 0.91% | 9.50% | 3.93% |
| 2019-12-31 | $1.1B | $1.0B | $0.6B | 1.13% | 12.28% | 3.95% |
| 2019-09-30 | $1.1B | $1.0B | $0.6B | 1.15% | 12.61% | 3.94% |
| 2019-06-30 | $1.1B | $1.0B | $0.6B | 1.11% | 12.40% | 3.93% |
| 2019-03-31 | $1.1B | $1.0B | $0.6B | 1.06% | 12.12% | 3.91% |
| 2018-12-31 | $1.1B | $1.0B | $0.6B | 1.29% | 15.62% | 3.88% |
| 2018-09-30 | $1.1B | $1.0B | $0.6B | 1.32% | 16.18% | 3.83% |
| 2018-06-30 | $1.1B | $0.9B | $0.6B | 1.29% | 15.75% | 3.77% |
| 2018-03-31 | $1.1B | $1.0B | $0.6B | 1.12% | 13.51% | 3.71% |
| 2017-12-31 | $1.1B | $1.0B | $0.5B | 1.27% | 14.24% | 3.68% |
| 2017-09-30 | $1.1B | $1.0B | $0.5B | 1.27% | 14.16% | 3.67% |
| 2017-06-30 | $1.0B | $0.9B | $0.5B | 1.26% | 13.94% | 3.68% |
| 2017-03-31 | $1.0B | $0.9B | $0.5B | 1.47% | 16.54% | 3.82% |
| 2016-12-31 | $1.0B | $0.9B | $0.5B | 1.26% | 13.03% | 3.54% |
| 2016-09-30 | $1.0B | $0.9B | $0.5B | 1.28% | 12.95% | 3.51% |
| 2016-03-31 | $1.0B | $0.9B | $0.5B | 1.19% | 12.29% | 3.46% |
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TX | $1.6B | 0.11% | 81 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.