Regulatory profile
Golva, ND · FDIC certificate #10243
FIRST STATE BANK OF GOLVA is an FDIC-insured institution based in Golva, ND (FDIC certificate #10243). In its Q3 2026 Call Report it reported total assets of $118M, total deposits of $107M and net loans of $54M. Its primary federal regulator is FDIC.
Reported facts
FIRST STATE BANK OF GOLVA (FDIC certificate #10243) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $118M |
|---|---|
| Total deposits | $107M |
| Net loans and leases | $54M |
| Return on assets | 2.31% |
| Return on equity | 38.75% |
| Net interest margin | 4.00% |
| Quarterly asset change | -4.24% |
| Quarterly deposit change | -2.96% |
Plain-language readout
FIRST STATE BANK OF GOLVA in Golva, ND reported total assets of $118M, total deposits of $107M and net loans of $54M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.31%, a return on equity of 38.75%, a net interest margin of 4.00%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $118M | $107M | $54M | 2.31% | 38.75% | 4.00% |
| Q2 2026 | $124M | $110M | $53M | 2.29% | 36.00% | 3.93% |
| Q1 2026 | $121M | $113M | $44M | 2.32% | 35.48% | 3.93% |
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