Regulatory profile
Golva, ND · FDIC certificate #10243
FIRST STATE BANK OF GOLVA is an FDIC-insured institution based in Golva, ND (FDIC certificate #10243). In its Q3 2026 Call Report it reported total assets of $118M, total deposits of $107M and net loans of $54M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIRST STATE BANK OF GOLVA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $107M |
|---|---|
| Net loans and leases | $54M |
Plain-language readout
FIRST STATE BANK OF GOLVA in Golva, ND funds its loans with $107M of deposits and holds $54M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIRST STATE BANK OF GOLVA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 50.50% in Q3 2026, against 39.11% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $54M | $107M | 50.50% |
| Q2 2026 | $53M | $110M | 47.93% |
| Q1 2026 | $44M | $113M | 39.11% |