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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Shelby, MT · FDIC certificate #11013
FIRST STATE BANK OF SHELBY is an FDIC-insured institution based in Shelby, MT (FDIC certificate #11013). In its Q3 2026 Call Report it reported total assets of $166M, total deposits of $140M and net loans of $27M. Its primary federal regulator is FDIC.
Reported facts
FIRST STATE BANK OF SHELBY (FDIC certificate #11013) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $166M |
|---|---|
| Total deposits | $140M |
| Net loans and leases | $27M |
| Return on assets | 1.24% |
| Return on equity | 8.10% |
| Net interest margin | 2.46% |
| Quarterly asset change | -5.51% |
| Quarterly deposit change | -5.62% |
Plain-language readout
FIRST STATE BANK OF SHELBY in Shelby, MT reported total assets of $166M, total deposits of $140M and net loans of $27M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.24%, a return on equity of 8.10%, a net interest margin of 2.46%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $166M | $140M | $27M | 1.24% | 8.10% | 2.46% |
| Q2 2026 | $176M | $148M | $25M | 1.28% | 8.33% | 2.35% |
| Q1 2026 | $169M | $142M | $23M | 1.26% | 8.14% | 2.27% |
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