Regulatory profile
Shelby, MT · FDIC certificate #11013
FIRST STATE BANK OF SHELBY is an FDIC-insured institution based in Shelby, MT (FDIC certificate #11013). In its Q3 2026 Call Report it reported total assets of $166M, total deposits of $140M and net loans of $27M. Its primary federal regulator is FDIC.
Plain-language readout
FIRST STATE BANK OF SHELBY has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $176M in Q2 2026 and were lowest at $166M in Q3 2026.
Total deposits were highest at $148M in Q2 2026 and lowest at $140M in Q3 2026.
Over the whole period total assets fell 1.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $166M | $140M | $27M | 1.24% | 8.10% | 2.46% |
| Q2 2026 | $176M | $148M | $25M | 1.28% | 8.33% | 2.35% |
| Q1 2026 | $169M | $142M | $23M | 1.26% | 8.14% | 2.27% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $166M | $140M | $27M | 1.24% | 8.10% | 2.46% |
| 2026-06-30 | $176M | $148M | $25M | 1.28% | 8.33% | 2.35% |
| 2026-03-31 | $169M | $142M | $23M | 1.26% | 8.14% | 2.27% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MT | $133.8M | 0.36% | 27 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.