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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,225,365 | 2,701,838 | 2,091,571 | 1.61 | 16.74 | 3.75 |
| 2016-06-30 | 3,297,456 | 2,721,779 | 2,171,175 | 1.54 | 15.85 | 3.77 |
| 2016-09-30 | 3,372,683 | 2,717,478 | 2,270,187 | 1.54 | 15.77 | 3.81 |
| 2016-12-31 | 5,802,485 | 4,809,229 | 3,963,918 | 1.45 | 14.80 | 3.77 |
| 2017-03-31 | 5,913,312 | 4,902,599 | 4,187,754 | 1.42 | 13.73 | 4.03 |
| 2017-06-30 | 6,019,912 | 4,959,501 | 4,242,339 | 1.39 | 13.09 | 4.08 |
| 2017-09-30 | 6,155,359 | 5,192,942 | 4,385,451 | 1.39 | 13.00 | 4.09 |
| 2017-12-31 | 6,286,552 | 5,326,321 | 4,527,382 | 1.38 | 12.97 | 4.10 |
| 2018-03-31 | 6,431,629 | 5,286,171 | 4,650,379 | 1.28 | 12.36 | 4.15 |
| 2018-06-30 | 6,565,842 | 5,294,506 | 4,831,566 | 1.36 | 13.19 | 4.22 |
| 2018-09-30 | 6,755,623 | 5,750,553 | 4,828,760 | 1.48 | 14.39 | 4.32 |
| 2018-12-31 | 7,010,234 | 5,805,790 | 4,952,749 | 1.52 | 14.78 | 4.27 |
| 2019-03-31 | 7,194,539 | 6,050,609 | 5,116,538 | -0.81 | -7.86 | 4.19 |
| 2019-06-30 | 7,543,779 | 6,314,887 | 5,442,734 | 0.33 | 3.23 | 4.07 |
| 2019-09-30 | 7,849,113 | 6,656,297 | 5,729,954 | 0.65 | 6.32 | 4.02 |
| 2019-12-31 | 8,090,901 | 6,603,058 | 5,926,523 | 0.79 | 7.71 | 4.02 |
| 2020-03-31 | 8,135,924 | 6,768,393 | 6,203,187 | 1.26 | 12.74 | 3.68 |
| 2020-06-30 | 9,879,738 | 7,866,338 | 7,316,182 | 1.26 | 13.20 | 3.99 |
| 2020-09-30 | 10,300,902 | 8,139,163 | 7,987,746 | 1.21 | 12.94 | 3.93 |
| 2020-12-31 | 10,499,021 | 8,448,842 | 7,992,104 | 1.29 | 13.78 | 3.73 |
| 2021-03-31 | 11,146,587 | 9,116,014 | 8,623,350 | 1.48 | 16.18 | 3.76 |
| 2021-06-30 | 11,646,328 | 9,702,255 | 9,139,077 | 1.38 | 15.18 | 3.66 |
| 2021-09-30 | 11,925,640 | 10,111,902 | 9,250,761 | 1.49 | 16.39 | 3.76 |
| 2021-12-31 | 12,464,313 | 10,613,920 | 9,631,036 | 1.60 | 17.67 | 3.77 |
| 2022-03-31 | 13,002,247 | 10,653,964 | 10,150,139 | 1.23 | 13.63 | 3.68 |
| 2022-06-30 | 13,946,900 | 11,219,869 | 10,727,059 | 1.27 | 14.22 | 3.74 |
| 2022-09-30 | 14,518,203 | 11,698,850 | 11,327,837 | 1.22 | 13.95 | 3.79 |
| 2022-12-31 | 14,547,035 | 12,015,442 | 11,546,190 | 1.06 | 12.01 | 3.77 |
| 2023-03-31 | 15,411,885 | 12,324,724 | 11,738,697 | 0.56 | 6.38 | 3.22 |
| 2023-06-30 | 15,636,842 | 12,589,372 | 11,986,120 | 0.62 | 7.12 | 3.25 |
| 2023-09-30 | 15,970,712 | 12,635,554 | 12,219,517 | 0.59 | 6.86 | 3.26 |
| 2023-12-31 | 16,260,538 | 12,786,169 | 12,420,467 | 0.52 | 6.02 | 3.24 |
| 2024-03-31 | 16,355,188 | 12,812,005 | 12,513,859 | 0.57 | 6.77 | 3.12 |
| 2024-06-30 | 16,427,528 | 12,125,998 | 12,583,010 | 0.59 | 7.09 | 3.18 |
| 2024-09-30 | 16,447,976 | 12,379,707 | 12,658,745 | 0.68 | 8.07 | 3.28 |
| 2024-12-31 | 16,259,998 | 12,505,436 | 12,440,121 | 0.79 | 9.29 | 3.33 |
| 2025-03-31 | 16,287,458 | 12,598,483 | 12,528,389 | 0.83 | 9.39 | 3.48 |
| 2025-06-30 | 16,438,030 | 12,620,498 | 12,644,247 | 0.85 | 9.73 | 3.47 |
| 2025-09-30 | 16,454,964 | 12,808,342 | 12,720,677 | 0.91 | 10.30 | 3.52 |
| 2025-12-31 | 16,273,258 | 13,128,243 | 12,487,528 | 0.97 | 10.87 | 3.57 |
| 2026-03-31 | 16,403,712 | 13,273,997 | 12,534,625 | 0.88 | 9.13 | 3.58 |
| 2026-06-30 | 16,594,244 | 13,326,353 | 12,665,979 | 0.92 | 9.48 | 3.62 |
85 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-11-11 | 1 | 627658 | 509950 |
| 2015-02-14 | 1 | 462756 | 509950 |
| 2015-02-14 | 1 | 2168922 | 509950 |
| 2010-01-01 | 1 | 3394250 | 509950 |
| 2005-12-10 | 1 | 691350 | 509950 |
| 2005-12-10 | 1 | 2593104 | 509950 |
| 2005-03-26 | 1 | 558556 | 509950 |
| 2000-12-30 | 1 | 312655 | 509950 |
| 1999-11-06 | 1 | 1056385 | 509950 |
| 1999-11-06 | 1 | 806051 | 509950 |
| 1999-06-19 | 1 | 518550 | 509950 |
| 1999-06-19 | 1 | 1053517 | 509950 |
| 1999-01-23 | 1 | 1062180 | 509950 |
| 1999-01-23 | 1 | 234252 | 509950 |
| 1998-01-01 | 1 | 813657 | 509950 |
| 1990-10-06 | 50 | 345475 | 509950 |
| 1990-02-09 | 50 | 235857 | 509950 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.