FIRegulatory profile
FIRST UNITED BANK&TRUST CO
FDIC certificate #4239 · RSSD 509950
Legal statusActive
Primary regulatorFED
Peer cohort$10B–$50B assets
Current parentSPEND LIFE WISELY COMPANY, INC.
More institution details
- Charter
- SM
- Locations
- 85
✓Source-linked regulatory history. Metrics come from published FDIC BankFind Financials releases.
Open official record ↗ Peer interpretation
Strengths and opportunities
$10B–$50B asset cohort · 112 institutions
opportunityReturn on assets23rdfavorable percentile · n=112in lineReturn on equity40thfavorable percentile · n=108in lineNet interest margin48thfavorable percentile · n=112opportunityEquity to assets23rdfavorable percentile · n=108opportunityNoncurrent loans8thfavorable percentile · n=106opportunityLiquid assets6thfavorable percentile · n=108opportunityBrokered deposits16thfavorable percentile · n=107opportunityLoans to deposits19thfavorable percentile · n=107 Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.