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Regulatory profile
Durant, OK · FDIC certificate #4239 · RSSD 509950
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $16.6B | $13.3B | $12.7B | 0.92% | 9.48% | 3.62% |
| 2026-03-31 | $16.4B | $13.3B | $12.5B | 0.88% | 9.13% | 3.58% |
| 2025-12-31 | $16.3B | $13.1B | $12.5B | 0.97% | 10.87% | 3.57% |
| 2025-09-30 | $16.5B | $12.8B | $12.7B | 0.91% | 10.30% | 3.52% |
| 2025-06-30 | $16.4B | $12.6B | $12.6B | 0.85% | 9.73% | 3.47% |
| 2025-03-31 | $16.3B | $12.6B | $12.5B | 0.83% | 9.39% | 3.48% |
| 2024-12-31 | $16.3B | $12.5B | $12.4B | 0.79% | 9.29% | 3.33% |
| 2024-09-30 | $16.4B | $12.4B | $12.7B | 0.68% | 8.07% | 3.28% |
| 2024-06-30 | $16.4B | $12.1B | $12.6B | 0.59% | 7.09% | 3.18% |
| 2024-03-31 | $16.4B | $12.8B | $12.5B | 0.57% | 6.77% | 3.12% |
| 2023-12-31 | $16.3B | $12.8B | $12.4B | 0.52% | 6.02% | 3.24% |
| 2023-09-30 | $16.0B | $12.6B | $12.2B | 0.59% | 6.86% | 3.26% |
| 2023-06-30 | $15.6B | $12.6B | $12.0B | 0.62% | 7.12% | 3.25% |
| 2023-03-31 | $15.4B | $12.3B | $11.7B | 0.56% | 6.38% | 3.22% |
| 2022-12-31 | $14.5B | $12.0B | $11.5B | 1.06% | 12.01% | 3.77% |
| 2022-09-30 | $14.5B | $11.7B | $11.3B | 1.22% | 13.95% | 3.79% |
| 2022-06-30 | $13.9B | $11.2B | $10.7B | 1.27% | 14.22% | 3.74% |
| 2022-03-31 | $13.0B | $10.7B | $10.2B | 1.23% | 13.63% | 3.68% |
| 2021-12-31 | $12.5B | $10.6B | $9.6B | 1.60% | 17.67% | 3.77% |
| 2021-09-30 | $11.9B | $10.1B | $9.3B | 1.49% | 16.39% | 3.76% |
| 2021-06-30 | $11.6B | $9.7B | $9.1B | 1.38% | 15.18% | 3.66% |
| 2021-03-31 | $11.1B | $9.1B | $8.6B | 1.48% | 16.18% | 3.76% |
| 2020-12-31 | $10.5B | $8.4B | $8.0B | 1.29% | 13.78% | 3.73% |
| 2020-09-30 | $10.3B | $8.1B | $8.0B | 1.21% | 12.94% | 3.93% |
| 2020-06-30 | $9.9B | $7.9B | $7.3B | 1.26% | 13.20% | 3.99% |
| 2020-03-31 | $8.1B | $6.8B | $6.2B | 1.26% | 12.74% | 3.68% |
| 2019-12-31 | $8.1B | $6.6B | $5.9B | 0.79% | 7.71% | 4.02% |
| 2019-09-30 | $7.8B | $6.7B | $5.7B | 0.65% | 6.32% | 4.02% |
| 2019-06-30 | $7.5B | $6.3B | $5.4B | 0.33% | 3.23% | 4.07% |
| 2019-03-31 | $7.2B | $6.1B | $5.1B | -0.81% | -7.86% | 4.19% |
| 2018-12-31 | $7.0B | $5.8B | $5.0B | 1.52% | 14.78% | 4.27% |
| 2018-09-30 | $6.8B | $5.8B | $4.8B | 1.48% | 14.39% | 4.32% |
| 2018-06-30 | $6.6B | $5.3B | $4.8B | 1.36% | 13.19% | 4.22% |
| 2018-03-31 | $6.4B | $5.3B | $4.7B | 1.28% | 12.36% | 4.15% |
| 2017-12-31 | $6.3B | $5.3B | $4.5B | 1.38% | 12.97% | 4.10% |
| 2017-09-30 | $6.2B | $5.2B | $4.4B | 1.39% | 13.00% | 4.09% |
| 2017-06-30 | $6.0B | $5.0B | $4.2B | 1.39% | 13.09% | 4.08% |
| 2017-03-31 | $5.9B | $4.9B | $4.2B | 1.42% | 13.73% | 4.03% |
| 2016-12-31 | $5.8B | $4.8B | $4.0B | 1.45% | 14.80% | 3.77% |
| 2016-09-30 | $3.4B | $2.7B | $2.3B | 1.54% | 15.77% | 3.81% |
| 2016-06-30 | $3.3B | $2.7B | $2.2B | 1.54% | 15.85% | 3.77% |
| 2016-03-31 | $3.2B | $2.7B | $2.1B | 1.61% | 16.74% | 3.75% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
SPEND LIFE WISELY COMPANY, INC.RSSD 1058398 · 1998-01-01 to current
Unmatched RSSD entityRSSD 1060449 · 1996-12-31 to 1997-12-31
Unmatched RSSD entityRSSD 1060449 · 1993-12-31 to 1996-12-30
Unmatched RSSD entityRSSD 1060449 · 1992-12-31 to 1993-12-30
Unmatched RSSD entityRSSD 1060449 · 1991-06-01 to 1992-12-30
Unmatched RSSD entityRSSD 1060449 · 1980-10-03 to 1991-05-31
2016-11-11RSSD 627658 → 509950 · code 1
2015-02-14RSSD 2168922 → 509950 · code 1
2015-02-14RSSD 462756 → 509950 · code 1
2010-01-01RSSD 3394250 → 509950 · code 1
2005-12-10RSSD 691350 → 509950 · code 1
2005-12-10RSSD 2593104 → 509950 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.