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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #4239 · RSSD 509950
FIRST UNITED BANK&TRUST CO is an FDIC-insured institution (FDIC certificate #4239). In its Q2 2026 Call Report it reported total assets of $16.6B, total deposits of $13.3B and net loans of $12.7B. Its primary federal regulator is FED. Its current parent is SPEND LIFE WISELY COMPANY, INC..
Reported facts
Deterministic ratios for FIRST UNITED BANK&TRUST CO from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 12.28% |
|---|---|
| Equity to assets | 9.72% |
| Noncurrent loans ratio | 1.69% |
| Nonaccrual loans ratio | 1.18% |
| Loan to deposit ratio | 96.00% |
| Liquid assets ratio | 12.94% |
| Brokered deposit ratio | 12.29% |
| Total deposits | $13.3B |
| Net loans and leases | $12.7B |