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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Paramus, NJ · FDIC certificate #59345
FIVE RIVERS BANK is an FDIC-insured institution based in Paramus, NJ (FDIC certificate #59345). In its Q3 2026 Call Report it reported total assets of $114M, total deposits of $87M and net loans of $44M. Its primary federal regulator is FDIC.
Reported facts
FIVE RIVERS BANK (FDIC certificate #59345) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $114M |
|---|---|
| Total deposits | $87M |
| Net loans and leases | $44M |
| Return on assets | -6.70% |
| Return on equity | -15.88% |
| Net interest margin | 1.82% |
| Quarterly asset change | 45.49% |
| Quarterly deposit change | 73.99% |
Plain-language readout
FIVE RIVERS BANK in Paramus, NJ reported total assets of $114M, total deposits of $87M and net loans of $44M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -6.70%, a return on equity of -15.88%, a net interest margin of 1.82%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $114M | $87M | $44M | -6.70% | -15.88% | 1.82% |
| Q2 2026 | $78M | $50M | $19M | -8.08% | -14.25% | 2.41% |
| Q1 2026 | $38M | $9M | $3M | -10.04% | -12.52% | 3.30% |
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