Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Paramus, NJ · FDIC certificate #59345
FIVE RIVERS BANK is an FDIC-insured institution based in Paramus, NJ (FDIC certificate #59345). In its Q3 2026 Call Report it reported total assets of $114M, total deposits of $87M and net loans of $44M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for FIVE RIVERS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $87M |
|---|---|
| Net loans and leases | $44M |
Plain-language readout
FIVE RIVERS BANK in Paramus, NJ funds its loans with $87M of deposits and holds $44M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FIVE RIVERS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 51.13% in Q3 2026, against 37.17% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $44M | $87M | 51.13% |
| Q2 2026 | $19M | $50M | 37.72% |
| Q1 2026 | $3M | $9M | 37.17% |