Regulatory profile
Boulder, CO · FDIC certificate #57280
FLATIRONS BANK is an FDIC-insured institution based in Boulder, CO (FDIC certificate #57280). In its Q3 2026 Call Report it reported total assets of $371M, total deposits of $338M and net loans of $272M. Its primary federal regulator is FED.
Reported facts
FLATIRONS BANK (FDIC certificate #57280) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $371M |
|---|---|
| Total deposits | $338M |
| Net loans and leases | $272M |
| Return on assets | 1.71% |
| Return on equity | 22.23% |
| Net interest margin | 4.21% |
| Quarterly asset change | 0.26% |
| Quarterly deposit change | 0.49% |
Plain-language readout
FLATIRONS BANK in Boulder, CO reported total assets of $371M, total deposits of $338M and net loans of $272M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.71%, a return on equity of 22.23%, a net interest margin of 4.21%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $371M | $338M | $272M | 1.71% | 22.23% | 4.21% |
| Q2 2026 | $370M | $336M | $276M | 1.51% | 19.43% | 4.01% |
| Q1 2026 | $359M | $326M | $254M | 1.50% | 19.38% | 3.74% |
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