Regulatory profile
Boulder, CO · FDIC certificate #57280
FLATIRONS BANK is an FDIC-insured institution based in Boulder, CO (FDIC certificate #57280). In its Q3 2026 Call Report it reported total assets of $371M, total deposits of $338M and net loans of $272M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for FLATIRONS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $338M |
|---|---|
| Net loans and leases | $272M |
Plain-language readout
FLATIRONS BANK in Boulder, CO funds its loans with $338M of deposits and holds $272M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for FLATIRONS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 80.64% in Q3 2026, against 77.98% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $272M | $338M | 80.64% |
| Q2 2026 | $276M | $336M | 81.97% |
| Q1 2026 | $254M | $326M | 77.98% |