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Regulatory profile
FDIC certificate #5510 · RSSD 682563
FROST BANK is an FDIC-insured institution (FDIC certificate #5510). In its Q2 2026 Call Report it reported total assets of $54.0B, total deposits of $43.7B and net loans of $22.7B. Its primary federal regulator is FED. Its current parent is CULLEN/FROST BANKERS, INC..
Reported facts
Deterministic ratios for FROST BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.42% |
|---|---|
| Equity to assets | 8.64% |
| Noncurrent loans ratio | 0.55% |
| Nonaccrual loans ratio | 0.49% |
| Loan to deposit ratio | 52.63% |
| Liquid assets ratio | 51.74% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $43.7B |
| Net loans and leases | $22.7B |